970.460.4006 team@nocohometeam.com







Earnest Money

1% of Contract price

@ Contract Signing

Deposited by Title Company,
Counts Toward Down Payment.



@ Time of Service

Inspector Paid Directly by Buyer.

Radon Test (if Applicable)


@ Time of Service

Inspector Paid Directly by Buyer.

Survey (if Applicable ILC – Full Survey)


@ Time of Service

Survey Company Paid Directly by Buyer.

Closing Costs

Approx. 2% of Contract

@ Closing



Some Mortgage companies will require this paid up front, others at closing.


FHA Loan

3.5%+ down

@ Closing

Conventional Loan

3-20% down

@ Closing


0% down

@ Closing

VA Loan

0% down

@ Closing




@ Time of Service

Only required for HUD and REO properties where the home is vacant and winterized. It must be dewinterized to turn utilities on for inspection. 

Well/Septic Inspection

Costs Vary

@ Time of Service

Required where inspections identify potential issues and loan underwriting requires it to be inspected. 

Structural Inspection


@ Time of Service

Often required for manufactured or modular homes to verify permanence of foundation. Engineering company paid at time of service. 

While we have tried to provide accurate estimates, each transaction will incur specific costs associated with the sale and the loan process. We make no guarantee as to the accuracy of these costs as they relate to your specific situation. 


Contact us today to start the search for your next home. We will be back in touch with you within 24 hours. 




Download our Buyer’s Resource Guide to help you navigate through the buying process and find your perfect home. 



We loved working with NoCo Home Team for our home purchase. They are each great to work with; helpful, professional and competent professionals who made us feel like they had our back in this crazy market. Will will absolutely use their services again for our next one. I highly recommend the NoCo Home Team!!!

Loveland Home Buyer

From start to finish, we were so happy with our experience with NoCo Home Team. They were so knowledgeable, professional, and personal. They are dedicated and work tirelessly, and thanks to them, our process was smooth and successful. We would not have gotten our house if not for their efforts…highly recommend!

Fort Collins Home Buyer

I really enjoyed working with Leslie and her team. Leslie is incredibly knowledgeable about the local market, she explained things very clearly (perfect for a first-time buyer like me), was straightforward, and always made herself available. Unfortunately, my job never cooperated and I wasn’t able to stay in Ft. Collins in the long term. But I would work with her again in a heartbeat. Thank you, Leslie!

First-Time Fort Collins Buyer

NoCo Home Team is on top of the game! From me buying my house to me selling my house, the NoCo Home Team is the bees knees! Respectful, informative, knowledgeable, professional, prompt/on time, and understanding even towards someone such as myself who is short-fused and straightforward. I would recommend the NoCo Home Team to anybody buying or selling a home!

Evans Buyer & Seller

Recently got in a mini bidding war on a piece of ground, but the other bidder’s real estate agent was out of town, and NoCo Home Team was ON THE JOB, even when inconvenient. Guess what? We got the land. I’ve used them now for 6 sales/purchases, and never regretted it. Won’t use anyone else.


They are an awesome team. We ran into some challenges due to Covid and paperwork on our side. The NoCo Home Team were extremely patient and helpful. And now we are in our forever home. Thank you NoCo Home Team.

Acreage Buyer

I highly recommend The NoCo Home Team! As a first-time homebuyer, I was restricted in what I could afford and had a lot to learn about the homebuying process. The NoCo Home Team worked patiently and closely with me for several months to find the perfect fit. While under contract, they were available, prompt, and proactive about answering any questions I had along the way. Most importantly, The NoCo Home Team thoroughly reviewed all the contract documents alongside me – they were able to identify a major future issue with the property, and dedicated additional time and negotiating to ensure it was resolved in my favor prior to closing. I deeply appreciated having a team that I trusted to guide me and advocate for me in the homebuying process. If you are looking for a real estate team that works diligently and with integrity, you will find it in The NoCo Home Team!

First-Time Loveland Buyer

We have both purchased and sold a property with the NoCo Home Team this past year and are very pleased with the results. For the sale, they did an excellent job on guiding us how to best prepare the property, staged the house with informative signage, took professional photographs and created an awesome listing. The result was five offers over asking price in only three days on the market! We couldn’t have asked for a better outcome!

Fort Collins Buyer & Seller

I was looking for horse property in the Northern Colorado area. This is a difficult process, and there are limited properties available. I needed a young, aggressive team that could help me navigate through this real estate market. Dee and Leslie are very knowledgeable about horse properties and the market. They were always available to answer my questions, even on the weekends. They were the first on the scene when several properties became available, allowing me a first look. They were very professional and gave me honest feedback. I highly recommend this team and would use them again and again.

Loveland Home Buyer & Seller

The NoCo Home Team went out of their way to help us find a house in a difficult selling environment. They fought for us when we were really interested in a certain property. We would use no one else for our home buying needs.

Loveland Home Buyer and Seller

The NoCo Home Team was extremely helpful and tailored their service to my needs. Even though the outcome took a while to be achieved, their commitment and customer service remained consistent.

Fort Collins Land Buyer

Let me start by saying that I never write reviews, until now. I am very thankful to Peter Clay and the NoCo Home Team, who made our dream to own a home in the Fort Collins area possible. In a very hot seller’s market, we had to move fast. Our situation was compounded by being out-of-state buyers.  Our agent, Peter Clay, went far beyond the norm when he took it upon himself to shoot videos of a new home listing that just hit the market. We bought that house sight unseen, thanks to his efforts. We knew that he knew us and that we could trust him to find our dream home. All of the team came together to help us win and close the sale. We would recommend the NoCo Home Team to everyone. They gave us truly exceptional service and deserve the highest praise.

Laporte Buyer