970.460.4006 team@nocohometeam.com

COMMON

COSTS

ITEM

ESTIMATED COST

TO BE PAID

NOTES

Earnest Money

1% of Contract price

@ Contract Signing

Deposited by Title Company,
Counts Toward Down Payment.

Inspection

$350-$550

@ Time of Service

Inspector Paid Directly by Buyer.

Radon Test (if Applicable)

$75-$150

@ Time of Service

Inspector Paid Directly by Buyer.

Survey (if Applicable ILC – Full Survey)

$100-$300

@ Time of Service

Survey Company Paid Directly by Buyer.

Closing Costs

Approx. 2% of Contract

@ Closing

Appraisal

$500-$1,000

Some Mortgage companies will require this paid up front, others at closing.

LOAN TYPES

FHA Loan

3.5%+ down

@ Closing

Conventional Loan

3-20% down

@ Closing

USDA Loan

0% down

@ Closing

VA Loan

0% down

@ Closing

MISCELLANEOUS – WILL NOT APPLY TO MOST TRANSACTIONS

Dewinterization/
Rewinterization

$150-$450

@ Time of Service

Only required for HUD and REO properties where the home is vacant and winterized. It must be dewinterized to turn utilities on for inspection. 

Well/Septic Inspection

Costs Vary

@ Time of Service

Required where inspections identify potential issues and loan underwriting requires it to be inspected. 

Structural Inspection

$500-$700

@ Time of Service

Often required for manufactured or modular homes to verify permanence of foundation. Engineering company paid at time of service. 

While we have tried to provide accurate estimates, each transaction will incur specific costs associated with the sale and the loan process. We make no guarantee as to the accuracy of these costs as they relate to your specific situation. 

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WHAT OUR CLIENTS ARE SAYING

I was looking for horse property in the Northern Colorado area. This is a difficult process, and there are limited properties available. I needed a young, aggressive team that could help me navigate through this real estate market. Dee and Leslie are very knowledgeable about horse properties and the market. They were always available to answer my questions, even on the weekends. They were the first on the scene when several properties became available, allowing me a first look. They were very professional and gave me honest feedback. I highly recommend this team and would use them again and again.

Amy
Loveland Home Buyer & Seller

The NoCo Home Team went out of their way to help us find a house in a difficult selling environment. They fought for us when we were really interested in a certain property. We would use no one else for our home buying needs.

Justin
Loveland Home Buyer and Seller

The NoCo Home Team was extremely helpful and tailored their service to my needs. Even though the outcome took a while to be achieved, their commitment and customer service remained consistent.

Mike
Fort Collins Land Buyer

Let me start by saying that I never write reviews, until now. I am very thankful to Peter Clay and the NoCo Home Team, who made our dream to own a home in the Fort Collins area possible. In a very hot seller’s market, we had to move fast. Our situation was compounded by being out-of-state buyers.  Our agent, Peter Clay, went far beyond the norm when he took it upon himself to shoot videos of a new home listing that just hit the market. We bought that house sight unseen, thanks to his efforts. We knew that he knew us and that we could trust him to find our dream home. All of the team came together to help us win and close the sale. We would recommend the NoCo Home Team to everyone. They gave us truly exceptional service and deserve the highest praise.

Scott
Laporte Buyer

The team helped us to find our new home twice. The first time failed due to the problem of our loan approval. The team followed our wish list strictly and guided us through the buying process with their expertise. We are happy with the service.

Rui
Timnath Buyer

Full disclosure: I do know a few of them personally; however, that made this all the better, as I know that they are hardworking, honest, and have a ton of integrity. It would honestly be hard to express how grateful I am to have worked with this team. They have an excellent system with their team in which communication is always fast and reliable. They did a great job talking us through many of the specific questions that we had, and did so without making one feel pressured. If you are serious about buying a home in Northern Colorado, this team will make it happen. They had a ton of great advice throughout the whole process, and since they’ve been doing this for a while now, their local insight was invaluable. I have a lot of gratitude and respect for this team and would recommend them to anyone without hesitation.

Matt Whitney
Fort Collins Buyer

I can’t say enough about this team. As young, first-time home buyers, we were intimidated, uneducated, and convinced our offer wouldn’t be able to outbid anyone in Fort Collins’ competitive market. This team educated us, was honest with us, and put through our very first offer, and with their knowledge and strategic skills got our offer accepted against other “more attractive” buyers. If you have ANY anxiety about buying your first home, USE THIS TEAM!!!!!

Kate
Fort Collins Buyer

We loved our experience with The NoCo Home Team! As first-time home buyers wanting to purchase an affordable home in the ultra-competitive area of Old Town Fort Collins, we knew nothing about the process and were prepared to be disappointed. From our initial meeting to closing day, we felt confident that we were in great hands. We truly appreciated NoCo Home Team’s professionalism, responsiveness, authenticity, and strategic abilities. We never felt pushed into looking at properties we weren’t interested in and loved how approachable every person on the team was. They moved quickly, negotiated for us, and communicated with us through every step! Thanks to The NoCo Home Team, our first-ever offer was accepted, and we’re in love with our new house in Old Town. We can’t recommend them enough!

Kari & Matt
Fort Collins Buyers

We relocated from another state and were very happy with the team and the help they gave us to find a perfect place for us to live. We appreciated their concept of a team effort within their group and were very happy with each one of them. They were available and brought us many opportunities that eventually led to the house we bought. I would highly recommend this team.

Paul
Fort Collins Relocation Buyer from California

The NoCo Home Team was amazing in helping us purchase our home. They were very clear in their communication,
they were prompt, they were tech-savvy, and they had the right contacts in the housing industry to solve all our problems.

Since we were buying a place from out of state, they would Skype/Facetime us in and show us the place so we could decide whether we were interested in the house. They were brilliant in solving problems and always put our
interests before anything else; for example, they were able to leverage their contacts and deploy a roofing contractor to change the entire roof in under 7 days to make sure we could close in time.

In short, if we have to buy or sell a place again… we will go with the NoCo Home Team.

Shantanu
Fort Collins Relocation Buyer from California

Selling and buying property is an expensive and highly detailed process. Go with a pro. Even better, go with a pro team that is accessible, knowledgeable, professional, and personable. The NoCo Home Team is all of that – and more. As a single woman without a lot of experience selling and buying a home, I was grateful to have this team on my side. They talked me through everything and educated me in the process, and were always available to answer my questions and concerns. Peter did a great job of quickly finding me homes in a limited market; Ian patiently responded promptly to my emails and calls. And after the sale they did not disappear. I had issues with a repair that the seller did not adequately complete; the team followed up to be sure the issues were rectified to my satisfaction. I highly recommend this team, without reservation. Save yourself time, money, and stress and go with the pro team, NoCo Home Team.

Patty
Fort Collins Buyer

I have been buying and selling real estate for over 40 years in Colorado and around the country, and I can honestly say that the NoCo Home Team is the best. They have the highest degree of professionalism and knowledge, and they are extremely intelligent and a heck of a lot of fun.

John
Investor/Rental Property Buyer

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