Good versus Evil of Home Owners Associations

by nocohometeam | Nov 5, 2013 | Buy, Buying Made Easy

What do you think of when you think about Homeowners Associations?  For some, it is synonymous with paper pushers with the right to dictate your every house decision.  For others, it simply means that your neighbor can’t park three cars in their front yard or paint...

Fort Collins Buying Guide – Buying a Fannie Mae Home

by nocohometeam | Jul 31, 2013 | Buy, Buying Made Easy, Financing, Learn

What is Fannie Mae? When a home goes through the foreclosure process it is either held by the leinholder (ie a bank or investor) or, when the defaulted loan was backed by Fannie Mae, the leinholder will ‘return’ the home to Fannie Mae in exchange for the...

Most Common Mistakes Buyers Make

by nocohometeam | Feb 9, 2013 | Buy, Buying Made Easy, Learn

There are ten items on this list… but the solution to almost all of them is to form a relationship with a REALTOR that is YOUR REALTOR to explain the process and guide you through all ten of these steps and keep you from getting into trouble. 1. Buyers don’t clearly...

Buyer Questions and Answers to help you choose a REALTOR

by nocohometeam | Jan 13, 2013 | Buy, Buying Made Easy, Learn

If you have read my blog and are now looking for a REALTOR in your area consider asking the following questions when you start interviewing REALTORS to represent you in your next real estate transaction. Q. What does it cost me to hire a REALTOR®? As a Buyer it costs...

Attention Buyers! Four ways to raise what you qualify for in a home.

by nocohometeam | May 11, 2011 | Buy, Buying Made Easy, Financing

1. Maximum debt-to-income ratio The measure of income adequacy most often used is the sum of the monthly payment on the new mortgage, plus property taxes, homeowners insurance and other debt payments, divided by income. The maximum ranges from 40 percent to 43...